Pre-Approval Application

When we pre-approve clients for mortgages, we have generally obtained funding in 95% of the time. Even with some derogatory records, a mitigating action will be taken to ensure that you are approved for your mortgage. Here, you have a partner in finding your dream home. There is no reason to be left wondering what your next step will be. Once you decide to go ahead and find your dream home and buy it, we will be with you all the way. The objective will then be:

1. Find your dream home;
2. Negotiate the best deal you can get;
3. Secure a mortgage commitment;
4. Close the transaction; and the final step;
5. Move into your dream home, and it is yours... that simple.

You don't have to go to three or four lenders to find out whether you have been approved. Here, you only have to fill out one application, and you can be 95% sure that you will get the mortgage. Contact us and let us know if you wish to have further information on any of these topics
Pre-approval gives you an edge in negotiating the best deal for your home. There is no obligation that you should at the end accept the pre-approved mortgage commitment, and it gives you the peace of mind in knowing that you can get the money needed to buy your dream home. Will review all your financial circumstances and draw up a realistic recommendation that will work for you. For Pre-approval qualification, so that you are more confident and proactive in your House Purchase negotiations, please contact us.
Buying your first home, whether as a couple or as a single person can be quite exciting and unnerving, but with our professional expertise behind you, you don't have anything to worry about. We will work with you every step of the way, to make the experience not just exciting but also, rewarding and enjoyable. We will answer all your questions, such as the following:

1. How do I know I'll qualify for mortgage;
2. What mortgage term is best in today's market;
3. What is an amortization and how does it affect my payments;
4. How do I get the best rate for my mortgage; and
5. How do I take the first step in this quest for a mortgage?

We have made things easy by encouraging our clients to go through our first time buyer program, which is of course free, to help you understand all the salient points of investing in a home.
Re-financing Mortgage
Generally, people feel that they have to stay with the same lender who financed their previous home. If your present lender has the best rate of interest and terms, it will pay to stay with that lender. However, you would not know whether you are getting the best rate unless you shop around and find out what other lenders are offering. We will show you rate comparison and mortgage terms from different lenders. If you wish to get more information on how you can proceed with applying for your mortgage, please contact us.
Renewing your mortgage could potentially save you thousands of dollars, or you could be paying thousands of dollars more than you should, if only you had shopped around. The exciting thing is that you don't even have to actually shop around yourself. We will do all the work and shopping for you and all you have to do is choose, from our recommendations. Our recommendations would be based on lenders with the best rates and terms for the product you desire.



Mortgage Application

Mortgage Application could be